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Australia’s October 1 Card Surcharge Ban Could Lead to Higher Consumer Prices 

From 1 October 2026, Australians will no longer face separate card payment surcharges when paying with major card networks including Visa, Mastercard and eftpos. American Express has also announced that it will remove surcharging from the same date.

The change is designed to make card payments simpler and more transparent. However, while consumers may no longer see a separate surcharge at the checkout, businesses will still incur costs when accepting electronic payments. Some businesses may therefore choose to incorporate these costs into their standard prices.

For Australian businesses, the change represents more than simply removing a surcharge from a payment terminal. Businesses may need to review pricing, payment processing costs, profit margins, payment systems and customer communications before the new rules take effect.

Retirement Super Targets: How Much Super You Need at 30, 40 and 50 

For many Australians, superannuation is one of the biggest sources of retirement wealth. But how much is actually enough?

There is no single super balance that guarantees a wealthy retirement. The amount you need depends on when you want to retire, your lifestyle, housing situation, spending needs, investment returns, and whether you expect to receive the Age Pension.

Aiming for a substantial super balance, such as $2.5 million, represents a significantly higher retirement target than simply aiming for a comfortable retirement.

Current figures from the Association of Superannuation Funds of Australia (ASFA) estimate that a homeowner needs around $630,000 as a single person or $730,000 as a couple at age 67 to fund a comfortable retirement, alongside an assumed part Age Pension.

For Australians who want considerably more financial flexibility in retirement, however, building a larger super balance may provide more options for travel, lifestyle spending, healthcare and unexpected expenses.

The important question is not simply whether you have enough super today. It is whether your current balance and contributions are on track to reach the retirement lifestyle you want.

How to Improve Cash Flow in Your Business in Australia 

Cash flow is one of the most important financial areas for any Australian business. A business can be profitable on paper but still experience financial pressure if customers are slow to pay, expenses are rising or tax obligations are not planned for.

Improving cash flow is not simply about making more sales. It is about understanding when money enters and leaves your business and making better decisions about the timing of those transactions.

For Australian businesses, effective cash flow management can make it easier to pay suppliers, employees, taxes and other obligations while giving business owners greater confidence to invest and grow. The Australian Taxation Office also highlights cash flow management, accurate records and good accounting systems as important practices for businesses.

Financial Pressure Is Hitting Gen Z Hardest in 2026, MoneyLion Survey Reveals 

Summer is supposed to be a time for holidays, fun, and relaxing. But for a lot of young people in 2026, it has turned into a season of financial stress. A new survey from MoneyLion shows that Gen Z (people born roughly between 1997 and 2012) is feeling more financial pressure right now than any other age group. Rising rents, stagnant entry-level pay, and the long hangover from pandemic-era inflation have left many young adults struggling to make ends meet. This article explains what the survey found, why Gen Z is being hit hardest, and what young people are doing to cope.